Affordable Loans to Spur You Forward

Improve your finances with an affordable loan with us! Want to save up or cover an emergency expense but don’t know where to start? Discover how our Federal Employee Loan Program can help you tackle financial challenges.

Today’s generation of employees struggle with multiple financial challenges that make it difficult to achieve financial stability and reach their financial goals. Younger generations, in particular, millennials and gen Z, are saddled with student loans, credit card debt, wage stagnation, and unhealthy financial management practices. If you are struggling financially, here’s how our Federal Employee Loan Program can help you get your finances in order.

How To Use Allotment Loans To Improve Your Financial Status

• Consolidate Credit Card Debt:

While credit cards don’t often require a large monthly payment, credit card debt can balloon over a few years due to high interest rates. For this reason, it is not a good idea to let your purchases go unpaid for long. If you have a high utilization rate on your cards, you can pay off your credit with an affordable loan. From there, you can start clean and manage your credit cards more effectively.

 

• Start An Emergency Savings:

If you don’t have emergency savings, you are not alone. But this doesn’t mean you should be complacent. Having emergency savings will help you pay for unexpected expenses, like medical bills, without it causing too much stress. An affordable loan can help you pay for emergency expenses and keep your  savings account intact. All you will have to do is add a little to it every month. Having an emergency savings is one of the first major steps toward financial stability.

• Improve or Establish Your Credit Score:

While most debts are bad for your credit, Access Loans’ allotment loans may actually help you improve or establish your credit. Access Loans reports all loan payments history to the three major credit bureaus. On-time payments may improve credit scores and can help you build your credit.

• Invest In Another Source of Income:

If you have an idea for another source of income, don’t wait until you have enough capital. Fund your business or any other venture with an affordable loan. Another source of funding will help stabilize your income so you can achieve your financial goals faster.

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NOTICE: This communication and its content are for educational and informative purposes only and should not be used as the basis for any investment decision. The information contained herein is based on publicly available sources believed to be reliable but not a representation, expressed or implied, as to its accuracy, completeness or correctness and it is not a replacement for the guidance or professional advice of an accountant, certified financial advisor, or otherwise qualified professional. No information available through this communication is intended or should be construed as any advice, recommendation, or endorsement from us as to any legal, tax, investment, or other matters. Nothing in this communication shall be considered a solicitation or offer to buy or sell any security, future, option, or other financial instrument or to offer or provide any investment advice or service to any person in any jurisdiction. Nothing contained in this communication constitutes investment advice or offers any opinion with respect to the suitability of any security. This information has no regard to the specific investment objectives, financial situation, and particular needs of any specific recipient.  We recommend that you never provide a third party with names, account numbers, or other sensitive information unless you are certain that it has a legitimate business purpose.

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* ACCESS LOANS™ products are funded and serviced by Safra National Bank of New York (“SNBNY”).